Thursday, March 12, 2009

Danity Kane equals my life? ! ! !

Okay, so I'm catching up on Making the Band and I just had an Aha! moment.

So, Dawn and Andrea were talking to Lauri-Ann about the whole Danity Kane break-up and how they are stuck in limbo because the other members of the band have either been dismissed or haven't decided if they want to be a part of the band anymore. During the convo., Dawn said something like "We don't understand why it couldn't work."

When she said that, it's like a light bulb went off in my head. All the feelings and thoughts that I've been trying to make sense of for the past few months, she just summed it all up in that one simple statement. Not to put too much of my business out there, but I recently - like 4 months ago- lost one of my best friends. Not Dannie P., she's been my bestest since third grade, but my other best friend whom I'll call B. No, B didn't die, but for whatever reason, he decided that he was done with our 11 year friendship.

I honestly have no idea why and since he won't talk to me, it looks like I'll never know. So like Danity Kane, I'm stuck in freakin limbo and I don't understand why it couldn't work. *Sigh* I'm tired of having a pity party of one, so I just thought I'd vent for a bit to the world.

Okay, I'm done now.

End scene.

Sunday, March 8, 2009

Money in the bank...

Okay, so it's been a hot, hot minute since I updated my blog...Sooooorry!
But the last time that I blogged I was on a quest to get my money right- well update- I still am : ) To start the process I made a list of my debts, least to greatest and figured out what I could pay off immediately. Of that list, I've paid off two things and should be retiring another 2 debts in the next month or two.

I also analyzed my budget and looked and how much money I'm bringing in each month, compared to what I'm paying out and where that money is going. I've realized that I was eating out entirely too much and *sigh* paying waaaaay too many monthly over-draft fees. I'm ashamed to say how many, but more than 0 is too many, so I'm working to keep a more up to date accounting of my available funds. I've also realized that I need to figure out how to bring in at least another $200 every month. I've worked a part-time weekend job in addition to my regular 9 to 5 and honestly I don't want to do that again. I'm hoping to be able to launch my own small business sometime next month. Keep your fingers crossed for me, because a sista could use some extra income!!

Monday, January 5, 2009

Git ya, git ya money right

For some reason, on my commute to work I started thinking about where my life is going. Not sure where it came from, but it helped the 45 minute drive go by faster, so I went with it.
During my drive I realized that I'll be single for the foreseeable future, so I need to start building my future as if I'll be my sole provider - which means I need to make sure that I'm in a position to make my visions for my future a reality.
In my future I see a beautiful house, lots of vacations, a nice car and T-Rex sized nest egg for my retirement. In order to make that stuff happen, I've resolved to pay down my debts and get fiscally fit in 2009.
Since most of my stuff is in storage until I move into my new apartment in the next couple of weeks, I don't really have access to all of my bills, but I have a ball park figure of my debts. By my estimations, I have about $30,000 worth of debt - about 98% of that is my old student loan. Yikes! I know that is something pretty personal to put out there, but I know that by admitting that to the world, I'll be more serious about paying that down. I haven't figured out the details yet, but stay tuned for my master plan to fill in the hole that is financial burdens.

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